Solar & Energy Storage

Solar Water Heater Savings Calculator

Backup energy a rated solar water heater saves a year, from the household's hot water draw, the existing heater's efficiency and the solar energy factor.

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The household's daily draw; the DOE benchmark is 64.3 US gallons (243 litres), an average household of three.

The Department of Energy suggests sizing against a benchmark load, or on the number of bedrooms, rather than on this year's use, because the people in a house and their habits change over a system's life. Its benchmark is the water heater test procedure's 64.3 gallons a day. If you have summer fuel bills from a gas heater, the page's other route is to take about 60% of the summer gas use when the same meter also serves cooking and a dryer.

The mains temperature; the test procedure uses 58 °F (14.4 °C).

Incoming water is colder in winter, which raises the energy every gallon takes. The benchmark is a yearly figure; a colder supply makes both the load and the saving larger in proportion.

The stored temperature; the test procedure uses 135 °F (57.2 °C).

The temperature the heater holds, not the temperature at the tap after a mixing valve. Where a store is held hotter for legionella control, use that figure: it is the energy the backup heater actually has to supply.

The fuel the solar system's backup heater uses; it decides which heater efficiency applies.

The backup heater's efficiency is part of what a solar system's rating measures, so use a rating listed for the fuel you will actually use. Gas is counted in therms for a US reader, the unit US gas is sold in, and in kilowatt-hours for a metric one.

The Uniform Energy Factor on the heater's label; the DOE's examples use 0.64.

The UEF is the hot water a heater delivers per unit of fuel in the federal test. The Department of Energy's worked examples use 0.64 for a household gas heater. The higher the existing heater's UEF, the less there is for solar to save.

From the system's certification listing; 2 or 3 is the most common.

The SEF is the energy the system delivers divided by the gas or electricity it uses, pumps and controls included. The Solar Rating and Certification Corporation lists it for certified systems, with the solar fraction beside it. The DOE gives the range as 1.0 to 11.

Per therm on a US gas bill, per kWh on a metric one — the unit named in the fuel choice above.

Use the price on your own bill, including the delivery charge that rises with use. Prices vary by region and by month, which is why this page publishes none.

Your installed quote, after any incentive; leave blank for no payback figure.

The simple payback divides this by the money saved a year. Enter the difference between two quotes instead to see how long the dearer, higher-rated system takes to earn back its extra cost — the comparison the DOE page works through.

Backup energy saved per year

177 therms

Medium confidence

Figures that depend on a rate wait for yours — this page does not assume one.

Water heating energy per day
0.42 therms
Backup energy per year without solar
238.34 therms
Backup energy per year with solar
61.02 therms
Then change the inputs to see how far the answer moves.

Show calculation logic

How this was calculated

Formula source(s)

  • US Department of Energy, Energy Saver, Estimating the Cost and Energy Efficiency of a Solar Water Heater: daily water heating energy = gallons of hot water per day × 8.35 lb/gal × 1 Btu/lb·°F × (hot − cold water temperature); annual solar energy savings = daily energy × 365 × (1/UEF − 1/SEF); benchmark 64.3 gallons a day from 58 °F to 135 °F
  • The same page: the solar energy factor is the energy delivered by the system divided by the electrical or gas energy put into it, ranging from 1.0 to 11 with 2 or 3 the most common; the solar fraction is typically 0.5 to 0.75; certified systems' SEF and solar fraction are listed by the Solar Rating and Certification Corporation
  • The same page: a conventional heater's efficiency is its Uniform Energy Factor (10 CFR Part 430, Subpart B, Appendix E); the page's examples use 0.64 for household gas and take electric resistance as 1.0; one therm is 100,000 Btu

Inputs used

Hot water used per day
65 gal
Cold water temperature
58 °F
Hot water temperature
135 °F
Backup heater fuel
Natural gas (energy in therms)
Existing gas heater's UEF
0.64
Existing electric heater's UEF
1
Solar energy factor (SEF) of the system
2.5
Gas price per therm or kWh
Electricity price per kWh
Installed cost of the solar system (optional)

Intermediate steps

Water heating energy per day
0.42 therms
Backup energy per year without solar
238.34 therms
Backup energy per year with solar
61.02 therms
Final result177.33 therms

What this calculation does not cover

  • A solar energy factor is a rating under standard test conditions, not a measurement of your house. Your climate, your roof and how your household draws its hot water through the day all move the real figure, in either direction.
  • The saving is counted against the existing heater's rated efficiency. A heater whose real efficiency has fallen with age, scale or a failing element saves more than this; a heat pump water heater, far less.
  • Maintenance is not deducted. The DOE page puts it at about half of one per cent of the installed cost a year, with most years costing nothing and an occasional one — antifreeze replacement, a pump — costing more.
  • The payback is simple: no interest, no incentives, no change in fuel price and no replacement of the heater the solar system would have spared.

Computed in your browser — nothing you enter is uploaded. Presented in US customary units and US trade terminology. Where a formula follows a published standard, that standard and its edition are cited beside it on this page; where none governs, the page says so. Local amendments override model codes — verify against the code in force where you build.

Sources checked 2026-09-25 · v1.0.0

Regulatory standards & verification citations3
  1. US Department of Energy, Energy Saver, Estimating the Cost and Energy Efficiency of a Solar Water Heater: daily water heating energy = gallons of hot water per day × 8.35 lb/gal × 1 Btu/lb·°F × (hot − cold water temperature); annual solar energy savings = daily energy × 365 × (1/UEF − 1/SEF); benchmark 64.3 gallons a day from 58 °F to 135 °F
  2. The same page: the solar energy factor is the energy delivered by the system divided by the electrical or gas energy put into it, ranging from 1.0 to 11 with 2 or 3 the most common; the solar fraction is typically 0.5 to 0.75; certified systems' SEF and solar fraction are listed by the Solar Rating and Certification Corporation
  3. The same page: a conventional heater's efficiency is its Uniform Energy Factor (10 CFR Part 430, Subpart B, Appendix E); the page's examples use 0.64 for household gas and take electric resistance as 1.0; one therm is 100,000 Btu
Cite this page

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Most jobs need more than one number. Add the calculators you need next and they open right here, underneath this one — your figures stay on screen and nothing is lost to a page change.

Now that you have the number

These guides cover the work this quantity is for — the first ones run this calculator inside the section that raises the question.

  • Sizing a Solar Water Heateruses this calculator

    A solar water heater is sized to the summer rather than the year, so the collector, the store and the backup heater are three decisions, made in that order.

How to calculate solar water heater savings in 11 steps

  1. Hot water used per dayThe household's daily draw; the DOE benchmark is 64.3 US gallons (243 litres), an average household of three.
  2. Cold water temperatureThe mains temperature; the test procedure uses 58 °F (14.4 °C).
  3. Hot water temperatureThe stored temperature; the test procedure uses 135 °F (57.2 °C).
  4. Backup heater fuelThe fuel the solar system's backup heater uses; it decides which heater efficiency applies.
  5. Existing gas heater's UEFThe Uniform Energy Factor on the heater's label; the DOE's examples use 0.64.
  6. Existing electric heater's UEFThe DOE page takes an electric resistance heater as 1.0; a rated tank's label may give a little less.
  7. Solar energy factor (SEF) of the systemFrom the system's certification listing; 2 or 3 is the most common.
  8. Gas price per therm or kWhPer therm on a US gas bill, per kWh on a metric one — the unit named in the fuel choice above.
  9. Electricity price per kWhThe price per kWh on your own bill.
  10. Installed cost of the solar system (optional)Your installed quote, after any incentive; leave blank for no payback figure.
  11. Backup energy saved per yearThe tool computes the backup energy saved per year from those figures and shows the formula, its sources, and a confidence rating alongside it.

Backup energy saved per year by hot water used per day

Page defaults, not your figures above.

Hot water used per dayBackup energy saved per year (therms)
40 gal109
60 gal164
80 gal218
100 gal273
120 gal327

Frequently asked questions

How much does a solar water heater save?
About 175 therms (5,140 kWh) a year against a gas heater of UEF 0.64, or about 2,650 kWh against an electric one, for an SEF 2.5 system in the Department of Energy's benchmark household. That household uses 64.3 gallons (243.4 litres) a day heated from 58 °F (14.4 °C) to 135 °F (57.2 °C). By the Department of Energy's method, the backup heater's energy falls from the load divided by the old heater's UEF to the load divided by the solar system's SEF. The money is that energy at your own price.
What is a solar energy factor (SEF)?
The energy a solar water heating system delivers divided by the gas or electricity it uses, pumps and controls included. An SEF of 2 means the system needs half the purchased energy the load would take at 100% efficiency. Ratings run from 1.0 to 11, and 2 or 3 is the most common. Certified systems are listed with their SEF by the Solar Rating and Certification Corporation.
Is a solar water heater worth it with a gas water heater?
It saves the most against expensive energy. The DOE notes that against low-priced natural gas a solar system with gas backup can cost more to own than a gas heater alone, and that most installations are where energy prices are high. Enter your own gas price and the system's installed cost to see the simple payback for your house rather than a national average.
What is the difference between SEF and solar fraction?
The SEF compares the energy delivered with the purchased energy used; the solar fraction is the share of the whole water heating load, standby losses included, that the sun supplies. The DOE gives typical solar fractions of 0.5 to 0.75. This page works from the SEF because it is the figure the DOE's savings formula uses.
Preliminary estimate, not certified engineering. This tool produces an indicative quantity calculation for planning purposes only — it is not a certified structural analysis, a guaranteed material takeoff, or a substitute for building department approval. Always verify measurements on-site and have a licensed contractor or structural engineer review any load-bearing, code-sensitive, or safety-critical work before purchasing materials or starting construction. Spotted an arithmetic or standards error? Report it to contact@craftquantities.com with your inputs — a confirmed fix gets a permanent check of its own, so the same mistake cannot come back.